Personal Guarantee (PG) Business Credit Cards don't report to your personal credit report, allowing you to max them out without affecting your personal score.

📍Did you know old addresses tied to negative accounts can anchor them to your report? The bureaus often verify derogatory accounts using address history. By removing outdated or incorrect addresses, especially ones tied to charged-off or collection accounts, you reduce the link between those accounts and your current identity. Call each bureau and request the removal of inaccurate personal info. This simple move boosts your dispute success rate and helps tidy your credit foundation.