Good morning, Do you remember waiting for Christmas as a kid? It felt like torture. The wait to see what was under the tree was almost too much to handle. My Favorite Verses: Part 6 "Patient endurance is what you need now, so that you will continue to do God's will. Then you will receive all that he has promised." — Hebrews 10:36 NLT Here's the hard truth about financial freedom: it won't be fixed overnight. Whether it took one bad decision or years of bad habits to get here, it's going to take time to turn it around. I get the frustration of wanting things to be better today. Nobody wants to struggle on purpose. I don't either. So why do you need patience right now? - Keeps you from making things worse while you're still working things out - Helps you think clearly instead of reacting out of frustration - Lets you see your progress, instead of only staring at the finish line When I started practicing patience, I finally saw my own growth. I felt proud of small wins — like skipping takeout because I'd already planned my food budget, or wanting something expensive and paying for it in full instead of putting it on credit I couldn't really afford. It's a good feeling. I want you to feel it too. Reflection Question: What progress are you overlooking because you're only focused on the finish line? Prayer of the Week: Dear God, help me see the progress I've made instead of being frustrated that I haven't reached my goal yet. In Jesus' name, Amen. Have a great week! -Latrisa This week in PSC - Weekly goal check-in: Monday, July 20th @ 11:00 AM CST (All members) Weekly Check-In - Group Coaching Call: Thursday, July 23rd @ 7:30PM CST (Premium and VIP Members) Skool Calendar

I wanted to take a moment to pause and say how proud I am of each of you. In 2025, 9 participants made a decision to stay committed to stewardship. Since the beginning of PughFC, 16 individuals have trusted this process—and that trust means everything to me. This year had challenges. Real ones. But you showed up anyway. You didn’t just work on numbers—you built resilience. You built awareness. And you built peace. This is what YOU accomplished! - “I didn’t touch my savings for months,” - “I didn’t carry credit card debt this year,” - “I learned I can always get back up,” - “We enjoyed what we wanted and it didn’t hurt us financially,” I knew something deeper was happening. You weren’t just managing money—you were growing. Yes, we can celebrate the progress: Over $16,129.53 saved this year. Nearly $58,813.22 paid toward debt.1 8 debts paid off. And since this journey began: More than $31,537.94 saved.Over $109,353.50 paid toward debt. 40 debts eliminated. But what I celebrate most is your obedience, your consistency, and your willingness to keep going—even when it wasn’t easy. This work required trust. And I truly believe God honored every step you took. As you move into 2026, carry this with you: - You can do hard things. - You can recover. - And peace is something you are capable of creating. Thank you for allowing me to walk alongside you. I’m so proud of you—and I’m excited for what’s ahead.

Read this article and wanted to remind you all of this tonight.

Good morning, Last week, we spent time practicing gratitude. And the truth is, things may not be where you hoped they would be right now — but you can still be grateful for where God has you. Gratitude helps settle your heart, but it also prepares you to make decisions that honor the season you’re in. And now it’s time to make one. I don’t want you saying, “I’ll start over in January after the holidays.” That mindset feels harmless, but it’s really a distraction — a setup that leaves you in a deeper hole when the new year begins. So this week, take a moment to reflect on a few questions: - What major expenses do I still have before the year ends? - How will I adjust to changes in my pay during the holidays? (Fewer hours? Getting paid early but with a long gap? Extra overtime?) - What’s my Christmas budget? Who am I buying gifts for? Who will receive a Christmas card? - How many holiday gatherings will I attend, and what will the costs look like? You may not be where you want to be financially, but avoiding reality will only make the road harder. Facing it with honesty and intention is an act of stewardship — and an act of trust. I walked through this in more detail during an open coaching session on YouTube. Check out the link below. It isn't too late to sign up for your free consultation. Here is the link https://calendly.com/pughfc/consult Have a great weekend! -Latrisa

Dear God, Thank You for the wisdom in Your Word. Teach me to trust Your way above my own and to recognize how wise choices today shape my future. Strengthen my heart to follow You even when it’s hard. In Jesus’ name, Amen. Happy Sunday, everyone! Let's have a great week! Don't forget to complete your weekly check-in! Free members check-in: https://www.skool.com/pughfc-stewardship-2697/calendar?eid=e27379e800014f8ca084c3a3dcdd6640&eoid=1759766400 Group coaching check-in: https://www.skool.com/pughfc-stewardship-2697/calendar?eid=68d40256845848d194fa46658ad6e00f&eoid=1759766400 Worship Song of the Month: Good 2 Me - Evvie McKinney