Most garage owners work hard for one type of money: earnings. That is the money you make from doing the work — servicing cars, diagnosing faults, selling labour, fitting parts, and keeping the workshop moving. But a successful garage business should eventually build more than earnings. It should also build equity — the business's value as an asset. And, over time, it should create passive or semi-passive income — money that is no longer completely tied to you being in the workshop every day. These worksheets are designed to help you work out where your garage is right now. You will look at: Whether your business is mainly building earnings, equity, or passive income How dependent is the business still on you What would break first if you stepped away for four weeks What needs fixing before you add more staff, services, equipment, or complexity The aim is not to make you feel bad about where you are. Every business starts with earnings. The aim is to help you see the next step clearly. Because when you understand what stage your business is in, you can stop guessing, stop chasing shiny opportunities, and start fixing the lowest-level need first. Earnings give you income. Equity gives you wealth. Passive income gives you freedom. Build all three — but in the right order.