Hello community, I received my Charles Schwab checkbook and debit card.

Here is what I exactly did. Month 1 : Opened Capital one Bank account and got secured cap one card $1k. Month 2 : Opened Navy Federal CU and Got Pledge loan first. Once I got Pledge loan I paid it 95% almost in a week. Then I ran preapproval tool, My surprise was almost all the cards were shown preapproved. But I didnt go for unsecured card yet as I know navy doesnt give credit card without relationship and good history with them. Month 3 : I just used $1500 out of $5k total credit limit and let it report. The reporting was going good. Month 4: Same. Month 5: Same. Month 6 (This Month ): Got it upgraded without asking.

1) Get Navy Fed Flagship Card for $49/year 2) Use it to signup for complimentary Amazon Prime Membership 3) Apply for No Annual Fee Chase Prime Card with 5% Cashback on Amazon.com https://creditcards.chase.com/cash-back-credit-cards/amazon-prime-rewards

Hi community, My application was approved last month😀 Next step is waiting for the card and start building history with it.

I have been searching for best business banks for the community. Here I came with some of the banks depending upon your liquid funds and credit journey. Deposit Available $0-$10k : At the beginner level, Your best bet would be Online fintechs. Such as , Slash, Relay, Mercury, Revolut etc. Don't deposit more here as they can always shut you down especially Mercury, Relay and Revolut. Range : $10-30k Start with Capital One Business Account . There is ofcourse a fee of $100 month on the account if you dont deposit $100k but still a good deal as your money is safer than on the other Fintechs. You can also start with NIFHCU and other Credit Unions which are as good for business accounts. GOLDEN RANGE $30-50k: Now this range unlocks almost best non residents bank accounts. I would recommend Chase Business Account if you have $35000 deposit , we can open it all online directly from a banker on zoom call. We just need EIN, Basic Biz Docs, etc. Dm me If you have any questions.