Can I tell you something that happened to me recently? I had a broken windshield and automatically assumed I had to pay my car insurance deductible. Sound familiar? Most people do the same thing with their health insurance — they assume EVERY medical bill means paying their full deductible first. That is simply not true — and it could be costing you hundreds of dollars every single year. Here's what your insurance company isn't telling you: These services are covered BEFORE you even touch your deductible: - ✅ Annual physical exams - ✅ Preventive care visits - ✅ Vaccines and immunizations - ✅ Certain cancer screenings - ✅ Well woman visits - ✅ Depression screenings These are covered at 100% by law under the ACA — regardless of whether you've met your deductible or not! The one question that could save you money RIGHT NOW: Before every single doctor's appointment ask this: "Is this visit subject to my deductible or is it covered as preventive?" That one question. Every time. I've seen people pay bills they never had to pay simply because they didn't know to ask. Want to know exactly what YOUR plan covers before your deductible? Drop a comment below with your biggest benefits question and I'll answer it personally! 👇 And if you found this helpful — share it with someone who needs it. Because health insurance doesn't have to be this hard. — Lish, Your Benefits Bestie 🎯

Thank you so much for approving me to join this amazing community! I’m super excited to be here and connect with all of you. 🥰 I can’t wait to learn, share ideas, and grow together. Your energy and passion are already inspiring me, and I’m looking forward to being part of this journey with you all. 💖 Can’t wait to meet everyone, exchange thoughts, and have some fun along the way! Let’s make this space even more amazing together. 🚀

Welcome to this community. I'm excited to help Skoolers navigate their health insurance problems, questions, concerns. I can help answer common questions such as how does this deductible work? What is this deductible? What do I do when I get a bill? Do I pay it? Ask me first! Let's do this together.

What does it even mean? Is it a bill? Is it a bird? Is it a plane? Someone tell me what it is and how do you use it? Let's get this conversation started. I am here to help.😊