I want to invest for the long term, but in the meantime, the market is at its peak or rising. Is this the right time to buy stocks for the long term? I often hear the term "FOMO," and in my case, it is real. I often think that if I miss it now, it may go up further, and I will miss the opportunity. In the end, I end up buying stocks at their peak price, and they fall from there.

In long term investment 10-15 years which one is better SIP or buying in DIP? I want to invest in few fundamentally good companies likes of MEBL, MARI, FFC, HUBC and LUCK but if we buy these stocks at their peak price and keep investing every month (SIP) will it pay off in long term?