This is helpful. A lot of people don’t realize refunds with EITC and ACTC are legally held until mid-February. Filing early, e-file, and direct deposit really make the difference once releases start. Solid breakdown.

That’s a strong step. Reviewing credit is the start, but the next level is making sure your business has a clear online system to convert leads once credit approvals happen. If anyone wants help building a brand, website, sales funnel, Google My Business profile, and paid ads to turn approvals into booked clients, I can support that.