I have now been a member of the Enemes Crypto Academy for almost two years. In this short time, I have grown a small portfolio into a Whale Portfolio. I think it has become time for a little “Stocktaking”. Some people may be offended by this message, BUT I simply have to get this off my chest – FOR THE BETTERMENT OF THE ENEMES FAMILY AND YOUR SUCCESS…. You see, I have been writing many useful, in most cases VERY EDUCATIONAL articles in Skool over the recent months. And guess what? very little engagement. My apologies to those members who have interacted – many even sending my private messages – you know who you are and thank you for the kind words and encouragement. And guess what? – those individuals happen to be the members who “Get it”. They understand that at times the journey can become tough. They understand that the journey can be arduous and almost lonely as they patiently wait for their portfolio to grow. Human nature is a very strange thing. We are inherently impatient, lazy and ill-disciplined (and that includes me). Everyone bemoans their financial predicament and how expensive and tough life is. Yet, when you feed them with the recipe to success, they pay little (if any) attention to these valuable lessons. When anything looks remotely like “Work”, they prefer to remain in their perceived comfort zone, not willing to tighten their belts being worried what their friends and family will think of them if they don’t want to party the night away, often. And guess what? – that perceived comfort zone is KILLING THEIR DREAMS… They are the ones who would rather drive that flashy car and pay an exorbitant instalment which causes a strop around their necks. A strop so tight, they’re almost hanging themselves (in debt). They are the ones who simply have to wear designer clothes, no matter the cost and sacrifice. They are the ones with multiple clothing accounts, let alone credit card debt. They are the ones who simply must have the latest iPhone (not that I have anything against owning an iPhone).

Now that the New Year has kicked off, what does your Financial New Year’s Resolution(s) look like? I am not talking about those weight-loss type resolutions we all make after over-indulging over the Festive Season ☺️ ☺️ ☺️ I mean “Real” Resolutions – those I prefer to call “GOALS” You know those SMART GOALS…. S – Specific M – Measurable A – Achievable R - Realistic T – Timely. Genuine GOALS you can pursue with GUSTO and RENEWED ENERGY! The fastest way to become wealthy is to get control of your largest wealth building tool, which is your income. And when all your income goes to car payments and credit card payments that have been around so long, you think they’re a pet. When all your income goes to other people that you work so hard for, they have tall buildings and you don’t. They have fancy furniture and you don’t. Their executives earn large salaries and you don’t. Their executives drive fancy cars and you don’t. Let me give you a few ideas to help you on your journey for 2025. 𝐈𝐅 𝐘𝐎𝐔 𝐃𝐎 𝐓𝐇𝐄𝐒𝐄 𝐅𝐈𝐕𝐄 𝐓𝐇𝐈𝐍𝐆𝐒, 𝐘𝐎𝐔 𝐖𝐈𝐋𝐋 𝐖𝐈𝐍 𝐖𝐈𝐓𝐇 𝐌𝐎𝐍𝐄𝐘, 𝟏𝟎𝟎% 𝐎𝐅 𝐓𝐇𝐄 𝐓𝐈𝐌𝐄. 𝟏. 𝐇𝐚𝐯𝐞 𝐚 𝐖𝐫𝐢𝐭𝐭𝐞𝐧 𝐏𝐥𝐚𝐧 (𝐚 𝐁𝐮𝐝𝐠𝐞𝐭) - No one accidentally wins, they win by being INTENTIONAL, 𝟐. 𝐆𝐞𝐭 𝐎𝐮𝐭 𝐨𝐟 𝐃𝐞𝐛𝐭 – your most powerful wealth-building tool is your income. And when you spend your whole freaking life giving your money to banks who fill the skyline and they have furniture nicer than yours, that makes you stupid. When you don’t have any payments, you know what you’ve got? MONEY!! 𝟑. 𝐋𝐢𝐯𝐞 𝐨𝐧 𝐋𝐞𝐬𝐬 𝐓𝐡𝐚𝐧 𝐘𝐨𝐮 𝐌𝐚𝐤𝐞 – “In the house of the wise are stores of choice, food and oil, but a foolish man devours all that he has.” If you spend everything you make, you’re a fool. You going to get on a plan. Get out of debt. You’re going to live on less than you make, 𝟒. 𝐒𝐚𝐯𝐞 𝐚𝐧𝐝 𝐈𝐧𝐯𝐞𝐬𝐭 – you know how rich people get rich? They Save and Invest money. I don’t know if you agree with my investment assumptions. I don’t give a crap if you agree with my investment assumptions or not. You know what my investment assumption is? My assumption is you’re going to be broke until you save money, that’s my assumption. You need to get off your butt and go do something. You need to get up off your assumption and start investing some money. 100% or people that don’t Save and Invest money, don’t have any. And if you get out of debt and you’ll invest and you live on less that you make and you have a plan, then you can do the last one. That’s the most fun you’ll ever have with money,

Compliments of the season to all. Don't get swallowed in by the festivities. Remember to buy into ADA or NMS.

On Thursday 21 November I sold a laptop for R9,600 or 660,03 ADA at the exchange rate at the time. One ADA was worth R14,54 at the time of the transaction. The payment was done in ADA directly into my Crypto Wallet. Now, some 12 days later, those 660,03 ADA has a value of R15 233,49. At the time of writing, ADA was trading at R23,08 (or $1,28) each. Receiving Crypto Payments may just work in your favour as is demonstrated in this example. A sale of R9 600 is now worth R15 233,49 – a gain of 𝐑𝟓 𝟔𝟑𝟑,𝟒𝟗 𝐨𝐫 𝟓𝟗% expressed as a percentage return. Digital Payments in Crypto could be a good thing in a rising market. Do you have any unwanted items laying around the house or garage❓

Too all the new members. One step at a time. Start buying ADA and NMS and hold on to it.