If a collection debt from macys was previously verified can I keep on disputing that collection?

I’m excited to announce that right after my birthday on 12/09/2025, I’m bringing back the Inquiry Removal Service free as an added benefit for ALL members! Important: This service applies only to TransUnion inquiries that are not attached to any active accounts — this is to avoid any risk of account closures. If you want to join the waitlist, just message me here on Skool or text me 🙂

1. Credit Strong – Reports to all 3 credit bureaus. 2. Kovo – Reports to all 3 credit bureaus 3. Meet Ava – Reports to all 3 credit bureaus 4. Loqbox – Reports to all 3 credit bureaus 5. Kikoff – Reports to Equifax & Experian 💳 How It Works: Each of these accounts will report a $2,500 line of credit to your credit profile for about $20 per month. If you get all five, that’s $100/month for a total of $10,000 in primary trade lines reporting every month — a major boost to your credit score! 👍🏿😎🚀 Bonus Strategy: The CarMax Hack 🚨 Buy a car from CarMax, keep it for up to 10 days, then return it for a full refund. Why? Once it’s paid off, it will appear on your credit report as a paid auto loan, which can help improve your credit mix. CarMax Return Policy: - You have up to 10 days (or 1,500 miles) to decide if the car is right for you. - Return it in the same condition you bought it, and CarMax will process your full refund. 💥 Result: You get a reported, paid-off auto loan without long-term debt!

Not a Member Yet? Here’s How to Get In (No Access Code Needed): Call Navy Federal directly — this must be done over the phone. When you speak to a representative, let them know: “My grandfather served in the Navy for years, but he has since passed. I don’t have all his service details, but I’d like to honor his legacy by joining Navy Federal.” This approach has helped hundreds of people gain access to Navy Federal Credit Union. Ready? Let’s make it happen. Everyone should have a Navy Federal account in their financial toolbox. Here’s how to maximize your access: Already a Member? - If you’ve had a Navy Federal account for 6+ months and your credit score is 650+, it’s time to apply for the Green Personal Credit Card — don’t wait. - If you already have one Navy Federal credit card and it’s been 93 days, you’re now eligible to apply for your second card. Move on it! Once you’re approved, drop your success in the comments — LET’S RUN IT UP! ✅

Here is a method that can work with EXPERIAN. I have done this for my clients and see a mix of results. TRY it for you and see what happens. There are soooo many ways to dispute. You kinda just have to try everything and see what works for you. Follow these exact steps inside the Experian app to dispute negative accounts: 1. Open the Experian App and tap on “Credit” at the bottom. 2. Go to your Experian Credit Report. 3. Find and select the account you wish to dispute. 4. Tap “Start New Dispute”. 5. Select “Accounts”, then hit “Start New Dispute” again. 6. When asked about identity theft, select “No”. 7. Choose the dispute reason: “Not mine or no knowledge of this account”. 8. In the comments section, COPY & PASTE this exactly: “This is not my account. I have no knowledge of this account. 15 USC 1681b”. 9. Submit and wait for results. 👀 ✅ 70% Success Rate🧾 Drop your results in "WINS" after you complete this hack!