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Wealth Twins Wealth Pack

297 members • Free

8 contributions to Wealth Twins Wealth Pack
The wealth killer nobody talks about video didn’t play for me. However I read the newsletter and
when it mentioned “That is the real difference between wealth that gets built and wealth that gets wasted.”. I’m now learning what I’ve wasted while surviving dept for many years. Since being worked forced I finally have been able to save in a savings account that doesn’t earn me anything for inflation and because of the Twins community I am making small changes as I learn each day!!!
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Market Highs, How To Participate With Guardrails
Hello All, With all of the headlines right now, it can be very confusing as to what you should be doing with your money without feeling like you are making the wrong decision. I've touched upon a bit of this in this week's newsletter. Please check it out and let me know what you think. We will also be having our Premium members meeting this month. Stay tuned for more info on that. Look forward to seeing you all online this month.
Market Highs, How To Participate With Guardrails
3 likes • 24d
Yaas!!! I agree please share #guardrails
0 likes • 5d
I’m still learning how to navigate this platform
This Fidelity Account Will Make You DUMP Your Bank
Hey Wealth Pack Fam, we did a live video yesterday about Fidelity's Cash Management account. Today we share: - How it's a 3-in-1 account - How you choose how your cash earns interest - No fees and no minimums, - Protection given for your cash - How it removes common excuses to start We also created a new resource to help you to decide if this account is for you. Watch it on our Youtube channel here.
2 likes • 7d
Thanks Twins. I just completed opening my cash management account with Fidelity just now 💰💵💸
4 likes • 7d
I do have a question about the SPAXX is 0.41% you mentioned @Hawa Baraka if the rates on 10k is like 41.00 per year. You challenge me to dig for mor info and I found this: The fund earns interest every day from the Treasury securities and other investments it owns. - Before that interest is distributed to investors, Fidelity deducts the fund's operating expenses (the 0.41% expense ratio). - Whatever is left becomes the yield you see, which is currently 3.27%. For example: - Suppose SPAXX's investments earn 3.68%. - Fidelity uses 0.41% of that to run the fund. - You receive the remaining 3.27%. That's why the expense ratio is still disclosed—it tells you how much it costs to operate the fund and lets you compare it with other money market funds. If another fund earned the same gross return but only charged 0.20%, its net yield would likely be higher. Monthly earnings on $10,000 At a 3.27% annual yield: - Per year: about $327 - Per month: about $27.25 on average - Per day: about 90 cents (interest accrues daily)
There’s a NEW way to grow your retirement savings
Most high-saving professionals leave their money in savings accounts or hand it over to a financial advisor and hope for the best. The problem with this is you have no real control, your money barely grows, and you’re dependent on someone else to protect your future. The new way is The Flexible Capital Strategy. This is superior because instead of letting your savings sit in low-yield accounts, The Flexible Capital Strategy uses a bridge account to supercharge your savings, generate accessible passive income, and run completely on autopilot. No penalties. No high fees. No financial advisor required. We retired at 34, built $10K+/month in passive income, and achieved 22% portfolio returns over the last 3 years using this exact approach. We’ve helped complete beginners go from knowing nothing about investing to building their own portfolios and achieving 20%+ returns. Stop leaving your money on the table. Start investing in a way that actually protects your retirement. Want to know more? Comment NEW and we’ll personally reach out.
4 likes • 24d
I know longer wish to put my money in the financial advisor hands and hope for the best. I’m learning and will attempt it myself. I’ll give myself a year of learning and using the fiduciary that’s provided by my fidelity account. Note my contract/employer set up a non matching 401k account in October 2025. I just increased my match to 10% in May because I didn’t like owning the iris 11k in tax season. Last night I up it to 15% because I learned 32k is the max I can contribute each year and that includes that 8k catchup. I want to Thank the Twins for such a community where we can learn that’s why I’m comfortable to let you know my financial journey (good or bad).
Ready to get started
I finally funded my Schwab Brokerage account. I rewatched "How to buy stock slices" and invested in a few stocks. I'm waiting until after the Master Class, before doing anything else.
3 likes • 24d
I can’t see the video yet. Thanks for the term stock slices
1-8 of 8
A Shonekan
3
39 points to level up
@a-shonekan-6779
Old school learner/new skool earnings

Active 2d ago
Joined Jun 12, 2026
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