That's never a great idea. What I did do was start maxing out savings as soon as I could, even before I had a goal to quit and bet on myself. I also fell for the two most common misdirections we are sold: 1. The income will always be there. - Mine shrank every year for the last 4 years I was with my company (and I still maxed savings; in fact, I saw the writing on the wall and increased). 2. All I need to do is save $X,000,000 and I can walk away. - These numbers are usually based on some sort of withdrawal rate (4% is common) that does not take into account that savings will continue to grow, as long as you don't touch it, and if you have already adjusted your lifestyle to what you need, allowing for the things that really matter (it's travel for us) then you will need much less to live on. Now, I only have to replace a fraction of the income I was bringing in a year ago, and I have sold very few assets to do so ( for travel). Every situation is different and requires a tailored solution. The first step is to understand that it's possible. That was the hard part for me. It took me 4 years to finally decide to act on the plans I had built. I had to overcome the doubt: of myself, and about what others would think. I am not retired sitting on a beach (ok, I have my fair share of beach time), but I do have control of my time. I spend more time with family, see amazing places, and I am exploring what else I can put my energy into.