💳 Credit Tip of the Day 11/18/25

"Utilization matters more than you think!"

Keep your credit card usage under 30% of your total limit—ideally closer to 10%—to maximize your credit score. This shows lenders you're responsible and not over-reliant on credit.

➡️ Example: If your credit limit is $1,000, try to keep your balance under $100.

🧠 Why it matters: Credit utilization makes up 30% of your FICO score. It’s one of the quickest ways to improve your score!

👇 Drop a ✅ if you’re keeping your utilization in check—or ask a question if you're not sure how to calculate it!

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