Most people don’t make bad money decisions on purpose. They just run on autopilot. Same bank account, same spending habits, same “I’ll check it later” mindset and then they’re shocked when nothing changes. But your finances are just the result of your default settings. Change the defaults, and the outcome changes automatically.
The moment you decide what happens first when money hits your account save, invest, reduce debt, plan for property everything else falls into place. You don’t need more motivation. You need better defaults. Set them once, let them run, and stop relying on willpower to do the heavy lifting.