This is the time of year where logic quietly packs its bags. Suddenly everyone’s buying gifts for people they barely see, upgrading decorations like it’s a competitive sport, and convincing themselves that January will magically fix everything. Christmas has a funny way of turning “I’m usually sensible with money” into “It’s festive, it doesn’t count.” (𝐒𝐩𝐨𝐢𝐥𝐞𝐫: 𝐢𝐭 𝐜𝐨𝐮𝐧𝐭𝐬.)
But here’s the good news, Christmas doesn’t have to mean chaos. You can enjoy the season and keep your finances intact. A little intention goes a long way: decide what actually matters, spend on that, and let the rest go. Memories beat receipts. Calm beats panic. And future-you will be very grateful you didn’t swipe your way into regret just because Mariah Carey told you it was time.