18d • General discussion
🚨 READ THIS TWICE 🚨
❌ Bad credit forces desperation 😰
🔥 Desperation creates bad deals 📝💸
🔒 Bad deals keep people broke longer ⏳💀
This is not an opinion.
This is a financial cycle 🔄
When credit is bad ⬇️
• You rush decisions 🏃🏾♂️
• You accept ugly interest rates 📈😬
• You celebrate approvals that should’ve been declined 🎉❌
• You sign contracts without leverage ✍🏾😵
Desperation sounds like:
🗣️ “I just need a car.”
🗣️ “I’ll refinance later.”
🗣️ “This is my only option.”
That’s how banks win 🏦🏆
Good credit changes the energy ⚡
• Lower interest 📉
• Lower payments 💵
• Better terms 📄✅
• Real negotiating power 🧠♟️
Good credit lets you say:
😎 “Run it again.”
😎 “That rate is wild.”
😎 “I’ll walk.”
And walking away is power 🚶🏾♂️🔥
Bad deals stack like bricks 🧱
Car note ➕ credit cards ➕ loans ➕ interest
Next thing you know, income goes in one door 🚪
and payments run out the back 🚛💨
That’s not being broke.
That’s being trapped ⛓️
Fixing your credit does ONE big thing:
🛑 It removes urgency.
When urgency dies, smart decisions live 🧠🌱
This is not about flexing 🚫💎
This is about control, options, and peace 🧘🏾♂️💼
0
0 comments
🚨 READ THIS TWICE 🚨
skool.com/udiversity
Udiversity is where you stop surviving and start leveling up—learn the money game, fix your credit, and build the freedom no one taught you.
Powered by