19d • General discussion
🚫💸 5 SIMPLE WAYS TO CUT UNNECESSARY SPENDING
Small moves. Big money. No gimmicks.
1️⃣ Kill Zombie Subscriptions 🧟♂️
If you’re not using it, it’s robbing you quietly.
The average person wastes $100+ a month on forgotten subscriptions.
Action:
• Cancel anything you haven’t touched in 30 days
• Use a tracker app or check your bank statements line by line
👉 That’s groceries. Gas. Or debt payments right there.
2️⃣ Cook More. Keep Your Money 🍳
Eating out is fun… until your account starts coughing.
De
Rule: Cook at least 4 nights a week
Result: Save around $100+ per week
That’s $400+ a month without a raise.
Bonus: your body wins too 🏾💪🏾
3️⃣ The 48-Hour Rule ⏳
Impulse spending is emotional spending.
Before buying anything non-essential:
• Wait 48 hours
• If you still want it, cool
• Most times… you won’t
Money saved without feeling deprived 😏
4️⃣ Set a Daily Spending Cap 🛑
No cap = money leakage.
Example:
• $20 per day limit
• That’s about $7,300 per year controlled instead of chaotic
This forces awareness. Awareness changes behavior.
5️⃣ Automate Before You Touch It 🤖
Money you see feels spendable.
Fix:
• Paycheck hits
• Automatically move money to savings or investments
• What’s left is what you live on
Out of sight. Out of temptation 👀❌
🔑 Final Thought
You don’t need more money.
You need better systems.
Small changes done consistently beat big plans done never.
👇🏾 Drop a 💰 if this helped
👇🏾 Drop a 🔥 if you’re ready to tighten up your money game
Let’s build wealth on purpose, not by accident 😎📈
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🚫💸 5 SIMPLE WAYS TO CUT UNNECESSARY SPENDING
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