15d (edited) • community
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The World’s First Non-Extractive, Trauma-Informed Economic Ecosystem
The Guardian is a new kind of economic system — built by survivors, thinkers, creators, and cycle-breakers who refuse to live under fear-based financial structures. It is not a bank. It is not a trading app. It is not fintech.
The Guardian is a non-extractive, community-powered financial ecosystem designed to eliminate fees, reduce stress, decentralize power, and restore autonomy to every person who enters it.
Grounded in trauma science, behavioral psychology, community economics, and resilience theory, The Guardian replaces traditional models of debt, penalties, and gatekeeping with an evidence-informed framework based on:
- Reciprocity (value flows through contribution, not punishment)
- Reputational trust (you build a Guardian Reputation Score, not a credit score)
- Community value exchange (trade goods, skills, services, or credits without fear)
- Zero extraction (no fees, no overdrafts, no predatory interest)
- Psychological safety (financial participation without shame or pressure)
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