We’ve been taught to survive. Not build. That ends with us.

That’s the truth. The wealth gap in Black and Brown communities isn’t because of laziness or bad decisions.

It’s because of:

Systemic barriers (like redlining, discrimination, and unequal access to funding)
Lack of generational knowledge (because our parents and grandparents weren’t taught either)
Limited access to credit, homeownership, business capital, and quality education

As of recent data, the average Black family's wealth is just 12–13% of the average white family's. Latino families hold just 19%.

But here’s the power we DO have: we can shift the focus now.

✅ Learn how credit really works

✅ Start building family assets (even small ones)

✅ Pass down financial knowledge with intention

Wealth isn’t just built with money. It’s built with habits, information, and access.

Let’s reclaim what was kept from us, and teach our kids how to carry it forward.

The Problem: Black and Brown families face major wealth gaps due to generational exclusion from housing, business ownership, and financial systems.
The Opportunity: Closing the gap starts when we normalize:
The Reframe: We don’t need to wait for systems to change. We can build within our homes now, even with limited income or resources.

What’s one wealth-building move your family is starting this year?

Drop it below. Let’s celebrate each other’s progress. 👇🏽👇🏾

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