2d • Credit Repair 💳
SAVINGS ON CREDIT CARDS
Tips to Pay Less (and Score More):
Keep your balance under 30%
- If your limit is $1,000, never go over $300
- Keeps your credit score strong
Pay your balance in full (or early)
- Avoids high-interest charges
- Lowers your average balance
Use rewards cards wisely
- Only for budgeted items you’d buy anyway
- Use the points/cashback toward groceries or bills
Don’t pay late. Ever.
- Late payments = fee + credit score drop
- Set auto-reminders or auto-pay for minimums
Smart Strategy:
Use savings from groceries to make an extra payment on your credit card this month.
➡️ Save $40 on food
➡️ Pay $40 more toward your card
➡️ That’s how you build wealth while managing debt
Community Call:
What’s one thing you’ll do THIS WEEK:
✅ Stack grocery savings
✅ Pay extra on your card
✅ Both?
Drop it below 👇
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SAVINGS ON CREDIT CARDS
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