TAX PLANNING FOR 2025 - SAVE BIG · Financial Freedom Network

TAX PLANNING FOR 2025 - SAVE BIG

No one tells you this when you start your career… but it can quietly cost you thousands.

Here’s what hit me the most from Sunday's conversation:

1️⃣ I didn’t understand how important tax basics really were.

For years, I didn’t even know what questions to ask or what options were available. I wasn’t reckless — I was just uninformed. That “ignorance tax” is real, and a lot of people are paying it without realizing it.

2️⃣ I missed opportunities I didn’t understand

I had access to things like an HSA and didn’t use it strategically simply because no one explained the long-term impact. Now Gabe and I are seriously looking at opening one again because I finally see how powerful it can be.

3️⃣ I overpaid without realizing it

I never took 15–20 minutes to check if I was overpaying — especially when I was W-2. Overpaying is basically giving the government an interest-free loan, and I did that for years without knowing.

4️⃣ I didn’t have guidance or accountability

Knowing what to do is one thing. Actually doing it is another. I didn’t need more Google searches — I needed support.

That’s why these conversations matter so much to me now.

If you missed the episode, I really recommend watching the replay: https://youtube.com/live/TCMpietvZ4Q?feature=share

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