Started in the high 600s. One round later — WELCOME TO THE 700 CLUB.
Equifax: 669 → 756 (+87)
Experian: 675 → 737 (+62)
TransUnion: 683 → 724 (+41)
Verizon collection ($2,139) — deleted
United Bank ($40,462) —late payment, flipped to positive
11 total items removed this round
And those 28 "on-going disputes"? Those are just old addresses and misspelled names being cleaned off the personal information section. No more collections. No more negative accounts. We are in the cleanup phase now — tightening up the report and making it squeaky clean.