1d • 🌱 General Discussion
The 2% Rule Is Dead. Here's What Smart House Hackers Use Instead.
Most beginners still use the 2% rule to evaluate deals. Problem? Almost nothing passes that test in 2026.
Here's the filter I actually use:
- Can tenants cover 100% of PITI? (mortgage, taxes, insurance)
- Is the property in a rent-growth market?
- Can I add value (extra bedroom, ADU, short-term rental)?
- If you hit 2 out of 3, you've got a deal worth running numbers on.
Stop waiting for unicorn deals. Start stacking smart ones.
What filter do YOU use to evaluate a deal? Drop it below.
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The 2% Rule Is Dead. Here's What Smart House Hackers Use Instead.
skool.com/shiftrich-academy-2627
For W2 renters ready to buy their first income-producing property in 6 months—without quitting their job. Your assets should pay for your liabilities.
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