House Hacking Still Works (Even With 6% Rates)

Everyone says real estate is dead. They're wrong. Smart investors are making money right now with house hacking and co-living. Here's how.

House Hacking Gets Smarter

Forget fixer-uppers. In 2025, the winners are buying move-in-ready properties that cash flow from day one.

What's working:

ADUs and basement apartments - Convert your basement or garage into a rental. Keep your privacy, add $500-$1,500 monthly income.

Section 8 gold mines - Target areas with high Section 8 payment rates. Some investors are getting $500+ more per month per unit.

Creative financing - Don't wait for rates to drop. Negotiate PMI removal and structure 15% down deals that still cash flow positive.

Rent-by-the-room - Charge per bedroom instead of per house. Make more money on the same property.

Real investors in Colorado are proving this works RIGHT NOW with 6% mortgages. Not in theory. In real life.

Co-Living Goes Mainstream

Co-living isn't just for broke millennials anymore. Big institutional investors are piling in because the numbers are insane.

The money is better - Co-living makes 30-50% MORE than regular apartments. Same building, way more profit.

Tech makes it easy - Smart locks, booking apps, and automated systems handle the day-to-day stuff for you.

Cities want it - Places like Chicago and D.C. are converting empty office buildings into co-living spaces to solve housing problems.

Why This Matters to You

The game changed. Waiting for "perfect conditions" means you're sitting on the sidelines while others build wealth.

House hacking + co-living = cash flow in any market. High rates? Doesn't matter. Housing shortage? That's your opportunity.

Stop making excuses. Start taking action.

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