Jan '25 • 💎 Savage Gems
If you have a 600 credit score, you can still get approved for several credit cards designed for fair credit.
If you have a 600 credit score, you can still get approved for several credit cards designed for fair credit. Here are some good options:
1. Capital One Platinum Credit Card
- Key Features: No annual fee, automatic credit limit increases after 5 months.
- Why: Great for building credit with fair credit scores.
2. Discover it® Secured Credit Card
- Key Features: 2% cashback on dining/gas (up to $1,000 per quarter), no annual fee, and cashback match for the first year.
- Why: Good for earning rewards while rebuilding credit.
3. OpenSky® Secured Visa® Credit Card
- Key Features: No credit check, requires a refundable deposit, and reports to all three bureaus.
- Why: Easy approval with no credit check.
4. Avant Credit Card
- Key Features: Low annual fee (~$29), reports to all three bureaus.
- Why: Designed for fair credit, with a simple process.
5. Credit One Bank® Platinum Visa®
- Key Features: 1% cashback on eligible purchases, reports to all three bureaus.
- Why: Good for earning cashback while rebuilding credit.
6. First Progress Platinum Elite Secured Mastercard®
- Key Features: Low annual fee of $29, requires a refundable deposit, and reports to all bureaus.
- Why: A solid secured card for building credit.
7. Milestone® Gold Mastercard®
- Key Features: Reports to all bureaus, annual fee between $0–$99.
- Why: A decent option for those with fair credit.
8. Indigo® Platinum Mastercard®
- Key Features: Pre-qualification with no hard inquiry, reports to all bureaus.
- Why: Easy approval for fair credit applicants.
Tips:
- Go for secured cards: Easier approval with a refundable deposit.
- Pay on time: Helps improve your score and creditworthiness.
These cards offer a good mix of rebuilding credit with minimal fees.
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2 comments
If you have a 600 credit score, you can still get approved for several credit cards designed for fair credit.
skool.com/savagecredit
The goal is to help as many people as possible repair and rebuild their own credit.
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