How to Remove All Negative Items on a FICO Credit Report in 4 Days or Less with FCRA § 605(b)
Here is the Affidavit template for when you are disputing through the FTC and the CFPB, use this template and edit the information with your negatives from your report when submitting. also, I attached a more detailed video explaining what this is and how you can use it to wipe these reports.