Hey quick question for Timo or anyone in the know. I have an outstanding CC balance that was charged off 3 weeks ago. I know there is no reversing the “charge off” once that happens but should i still pay the balance? Is it still early enough where it wont hinder me to a certain extent if i still pay it soon?
Just curious because they are still sending me options on a payment plan, etc and its only like $500 in total.