One thing this year taught me is that trucking isn't just about making money.
It's about surviving the unexpected.
When I ended up in the hospital, I realized how many backup plans a business really needs.
Not just:
cash reserves
But also:
relationships with other carriers brokers you trust someone who can recover a load access to equipment health insurance disability planning even a side income if you're off the road for a while
None of those things make you money today.
But every one of them can save your business tomorrow.
I think we spend a lot of time talking about fuel prices and rates...
...and not nearly enough time talking about resilience.
Question:
What's one backup plan every owner-operator should have before they actually need it?