π¨ Quick check.
Phase 1οΈβ£ (Wealth-Building) is what 99% of retirement advice covers:
β Max out the 401k
β Buy index funds
β Hold for decades
β Watch the number grow
Phase 2οΈβ£ (Income Generation) is what almost nobody teaches:
β How does monthly cash flow happen when the paycheck stops?
β What protects you from a market crash in year 1?
β How do you keep taxes from eating 40% of your withdrawals?
βΌοΈMost plans get you TO retirement. Far fewer get you THROUGH it.
π«΅πΌ Honest question, are you still solving Phase 1, or are you working on Phase 2?
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Drop a comment below if Phase 2 is where you want help, that's exactly what we work on every week in the Q&A calls.ππ»