We are not waiting for the New Year to start organizing our lives, we are starting now so by the second quarter of the New Year we can look back and say, I'm glad I didn't wait.
My mini Savings and 1K Savings Challenges as well as my monthly budget sheet are available for $1.00 each. No fancy folders or holders, no gimmicks, just 1 dollar at a time and a few minutes a day of planning.
You will be happy you started now!