Dec '25 (edited) • LIVE Production Planning
LEARNin San Diego Challenge Week 6: How to Build Wealth Beyond Your First Real Estate Investment
WEEK 6 — How to Build Wealth Beyond Your First Real Estate Investment
Region Focus: North Inland San Diego (Poway, Escondido, Rancho Bernardo, San Marcos)LIVE Date: Friday, December 19, 2025 @ 11 AM PST
Top 3 Lessons for Aspiring Investors
From Property to Portfolio Growth
Learn post-purchase strategies — manage, refinance, or flip
After acquiring your first property, the real work begins. This lesson focuses on deciding whether to hold, refinance, improve, or sell based on cash flow, equity position, market conditions, and personal goals. Investors learn how post-purchase decisions directly impact long-term wealth, risk exposure, and scalability.
Reason for growing portfolio – cash flow, higher rate of return, leave a legacy for family, increase tax right offs.
Do you have the personality to be an investory?
1st Personality is important it takes someone who is wiling to do the research and patience to acquiring the best investment property.
Choosing the right real estate agent is key. Someone who has been in the business and a seasoned professional. They have their own investment properties and understand the benefits of buying more property.
It’s sometimes looking for a needle in haystack to find the right property to fix up in todays market because thousands of people are looking for the same thing. Lots of competition.
2nd Are you a risk taker? Most small business fail within 2 years. Are you willing to take that risk? Are you willing to work hard. Do you the time, the personality, the patience and can you do your own maintenance? Are you a do it yourselfer?
3rd Economics must fit. Analyze each property meticulously! Will it generate enough money, PITI (increased insurance cost) Will there be enough rent to cover the mortgage so there’s no negative. Maintenance is key. You have slumlords who just don’t want to pay for maintenance because it’s too expensive and they don’t have the finances to keep up with deferred maintenance. Is the rate of return adequate? Will the money that I put in the property get the rate of the return that I need. Figure out your revenue, budget and expenses. Double the expenses on your estimate and make sure you have the funds to cover just in case there’s a slab leak, major roof repairs, HVAC, electrical, plumbing etc.
4th Not everyone is an investor! Rewards can be great! Will you educate yourself? Do you have the time? Good honest handyman and contractor is the key! Make sure they don’t have pending lawsuits, take you to the cleaners and not finish the job!
5th Consult with a good realtor who can give you the proper advice.
6th: What are your goals buy dumpy property and flip? Will you do the bare minimum cosmetic repairs to make it look nice and then sell? If you sell you will have Capital gains tax of 30 to 40%
7th Do you want to Buy and hold for 5 to 7 years. Built up equity? Now I want to buy a fourplex. May cost more but greater reward because of the income. Instead of 1 now you own 4 units. Instead $3,000 a month now you’re getting $10,000. More work, more maintenance. You can then do a 1031 Exchange defer taxes and use all the gain to buy more properties!
8th: Do you want to buy and hold forever? Your married to and you keep until you die, then your kids inherit.
Scaling Strategies That Multiply Opportunity
Discover how to scale through BRRRR, 1031 exchanges, or partnerships
This segment breaks down proven methods for scaling beyond one property. Investors are introduced to recycling capital through BRRRR, deferring taxes with 1031 exchanges, and leveraging partnerships to grow faster while sharing risk, resources, and expertise.
1: How can you scale and buy more properties?
You can buy properties in foreclosure or auction at an auction. You can buy properties through a Tax sale at the county.
Ask yourself do I have the professionals (the team that I need), personality, do I work hard, am I willing to take the risk to buy more?.
2: 1031 Exchange to buy more properties. Single family to multi families, land, commercial properties and DST’s
3: Where are you in age, in energy level and sophistication?
4: Buying and flipping to build up more investment capital.
5. If you’re looking for a deal, makes sure hire the right agents to look for off market deals. Many investors have bought properties at a low interest rate and holding on to their price because they can afford to hold onto it until they get their price.
Planning Wealth With Taxes In Mind
Understand tax benefits and long-term wealth planning
Smart scaling requires understanding tax strategy. This lesson highlights depreciation, entity structuring, timing decisions, and proactive planning with professionals to preserve profits, reduce liabilities, and align investments with long-term financial freedom goals.
1031 Exchange to keep investing buying more properties you can continue to defer taxes.
Depreciation is a great right off to reduce the taxable income on your investment property goes against your income and bottom line. If you’ve held onto the property for over 27 ½ year you have run out of depreciation.
You will need to purchase more to continue to have this tax benefit.
DST’s – Delware Statutory Trust is a great way to build wealth and pass onto heirs.
If you just sell the investment property break it down 30 to 40% depreciation recapture.
1031 Exchange is best for planning wealth with taxes in mind!
Leaving a legacy. Swap until you drop pass to your heir in a living trust heirs receive a step up in basis when you pass way. All the taxes are forgiven. Heirs can literally sell the properties at fair market value and not pay any of the taxes that have accumulated during the time the parents have been investing, reinvesting and doing the 1031 Exchange. Estate planning attorney must be consulted.
Choose an exchange company that’s honest, integrity knowledgeable
Objectives
Aspiring Investors: Turn your first deal into a foundation for lasting wealth and scalable growth.
Professionals / INfluencers: Share real-world strategies for scaling portfolios and building long-term financial success.
Host:
Insights:
Deals:
Events:
SME Guest 1:
SME Guest 2:
SME Guest 3:
Facilitator: @Ruben Austria
Please share your preferred event links, invite, tag people and let's share YOUR knowledge to educate, empower, and inspire peers on how it's done LIVE!!
Studio Link (Do not share): https://streamyard.com/34zskzf6a3
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LEARNin San Diego Challenge Week 6: How to Build Wealth Beyond Your First Real Estate Investment
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