🧳 Quick Guide: Meru for Expats in Paraguay
What it is (Meru)
Fintech that gives you a U.S. bank account, virtual/physical cards, and support for global payments (PayPal, UpWork, Stripe, YouTube).
✅ Pros
  • Hold money in USD (avoid PYG inflation).
  • Get paid like in the U.S. (ACH, wire, SEPA).
  • Cards to spend online/in stores.
  • Free Meru-to-Meru transfers.
  • Crypto-friendly deposits.
⚠️ Cons
  • $20 fee for wires; ACH is slow.
  • Extra checks if inflows > $2,000.
  • Cards not live everywhere yet.
  • Support & tech issues reported.
  • Doesn’t replace a local PYG bank.
📑 Requirements
  • Apply online with passport/ID + proof of address.
  • No minimum balance.
💡 Tips
  • Use as a USD receiver, not your only bank.
  • Pair with a local Paraguayan account for bills.
  • Keep a backup card (e.g., Schwab).
✨ Bottom LineMeru is a handy USD bridge for freelancers and digital workers in Paraguay. Useful, but treat it as a secondary tool.
Full article here: Complete guide Meru
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Roger Johansson
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🧳 Quick Guide: Meru for Expats in Paraguay
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