Most bad money decisions aren’t about earning… they’re about spending wrong.
1️⃣ Bad Financial Advice
If someone’s never built a business or wealth, don’t let them tell you how to do it.
2️⃣ Individual Insurance Policies
Stop stacking policies. Merge them and save thousands over time.
3️⃣ Stuff Over Experiences-
Ask people in old agethey regret the trips they didn’t take, not the things they didn’t buy.
4️⃣ Cars in Your Personal Name
Wealthy people run cars through businesses as tax-efficient expenses, not personal liabilities.
5️⃣ Daily “Small Treats”-
Takeaways, coffees, food deliveries- fine occasionally. Deadly daily.
👉 Wealth isn’t built by restriction. It’s built by better decisions.