What Will Your 2026 Revenue Stack Look Like?

Thanksgiving is done, the leftovers are probably gone, and the internet has shouted itself hoarse about Black Friday and Cyber Monday.

So, rather than talking about what our audiences are spending, I want to talk about how we are earning.

Most personal finance creators do not have “a business” in the singular. We have a stack. A slightly wobbly pile of income streams that might include:

1 to 1 services or coaching
Digital products and courses
Memberships or communities
Ads and brand deals
Platform revenue share (YouTube, TikTok, podcasts)
Affiliate deals

Some parts of that stack are under our control. Some belong to the algorithm gods. Some are there because they made sense two years ago and we have never quite had the heart to kill them.

I have my own version of this.

Certain pieces are overweight, others I have been “meaning to build out properly” for far too long.

December is my annual excuse to stare at it and ask a very simple question:

If I could redesign this from scratch for 2026, what would I actually want it to look like?

I would love to turn that into a group exercise.

***YOUR 2026 REVENUE STACK CHECKUP**

Copy paste this into the comments and fill it in:

Niche and main platforms:
Current revenue stack:
One stream you want to grow in 2026 and why:
One stream you would happily shrink or kill and why:
One action you will take in December to move toward that 2026 stack:

You do not need to share exact numbers if that feels uncomfortable. Percentages or rough ranges are completely fine. The point is to see:

Where you are overweight on fragile, platform dependent income
Where you are underweight on owned, compounding assets like products, email and memberships

If you are earlier in your journey and only have one stream right now, that is perfect.

Just write: