A lot of people avoid annual fees automatically, but not all fees are bad. When used correctly, certain cards with annual fees can unlock stronger benefits, higher limits, and better long term value.
What matters is understanding the tradeoff π
β
Benefits that outweigh the annual cost
β
Stronger rewards or travel value
β
Better lender relationships over time
β
Positioning for future approvals
The goal is not to avoid fees. The goal is to make sure every fee serves a purpose.
β‘οΈ Learn when annual fees make sense inside onboarding.
β‘οΈ Ready to level up?