Term or Permanent
Choosing between Term and Permanent Life Insurance depends on your goals and stage in life.
🔹 Term Life Insurance is great if you want affordable coverage for a specific period — like while paying off a mortgage, raising children, or replacing income during your working years. It’s simple, budget-friendly protection when you need it most.
🔸 Permanent Life Insurance provides lifelong coverage and can build cash value over time. It’s often used for legacy planning, covering final expenses, or creating tax-advantaged savings you can use later in life.
If you don’t currently have life insurance, ask yourself: Which type makes the most sense for your goals and budget — term or permanent?
Schedule a time so chat with me on Zoom or answer a few questions to get a quote.
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Kevin Lorjuste
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Term or Permanent
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Life Insurance Matters
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