Money is fuel ๐ฅ โ whether youโre repairing your credit, starting a business, or scaling what youโve already built. I put together this Funding Resource Guide with 50 legit sources of capital (grants, banks, fintechs, and more).
Use it to:
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Find small business loans & credit lines
โ
Apply for free grants & assistance programs
โ
Discover fintech tools that actually approve fast
โ
Build business & personal credit the smart way
Download the PDF, pick 2โ3 resources, and APPLY today. Closed mouths donโt get fed ๐ต.
๐ Funding Resource Guide (50 Sources)
๐๏ธ Government & Federal Programs
- SBA 7(a) Loan Program โ Working capital, real estate, equipment.
- SBA Microloans โ Up to $50,000 for small businesses.
- SBA 504 Loan Program โ Real estate & equipment financing.
- Grants.gov โ Search thousands of federal grants.
- USDA Rural Development Loans โ For businesses in rural areas.
- Minority Business Development Agency (MBDA) Grants
- Economic Injury Disaster Loans (EIDL)
- Community Development Financial Institutions (CDFIs)
- State Small Business Credit Initiative (SSBCI)
- Americaโs Seed Fund (NSF SBIR/STTR) โ Tech startups.
๐ฆ Traditional Banks & Credit Unions
- Chase Business Loans
- Bank of America Small Business Loans
- Wells Fargo Business Lines of Credit
- U.S. Bank Business Loans
- Truist Bank Small Business Funding
- Navy Federal Credit Union Business Loans
- PNC Bank Business Credit Lines
- TD Bank SBA Lending
- Regions Bank Microloans
- Local Community Credit Unions
๐ณ Business Credit & Net-30 Vendors
- Uline (Net-30 vendor)
- Quill (Net-30 vendor)
- Grainger (Net-30 vendor)
- Summa Office Supplies
- NAV Business Boost
- Crown Office Supplies
- Strategic Network Solutions
- Shirtsy
- Office Garner
- Creative Analytics
๐ Fintech & Online Lenders
- Kabbage by American Express
- BlueVine Lines of Credit
- OnDeck Loans
- Fundbox Credit
- Lendio Marketplace
- PayPal Working Capital
- Square Capital
- Shopify Capital
- Stripe Capital
- Brex Business Credit
๐ฏ Special Programs & Nonprofits
- Accion Opportunity Fund
- Kiva Microloans (crowdfunded)
- LiftFund
- Grameen America (for women entrepreneurs)
- National Association for the Self-Employed (NASE) Grants
- Amber Grant (for women in business)
- FedEx Small Business Grant Contest
- Visa Foundation Grants
- Local Chamber of Commerce Funding Programs
- State-Level Grant Programs (each state has unique small biz funding โ include links for students)
โก Loop Holes / Tips for Students:
- Apply to 3โ5 at a time โ donโt wait on just one.
- Use business EIN instead of SSN when possible (helps separate personal credit).
- Net-30 accounts are low-hanging fruit โ they build business credit FAST.
- Many fintechs approve based on cash flow, not credit score.