Sep 10 • Scripts & Copy
📜🔍 609 Power Letter – Force Proof or Delete It
Section 609 of the FCRA gives you the right to demand that credit bureaus provide the original signed contract proving you owe the debt. If they can’t, they must delete the account. This is your loophole weapon when they verify without real evidence. ⚔️
Where to send:
- Same as dispute letters (Equifax, Experian, TransUnion addresses above).
Loopholes & tip
🔑 Most creditors don’t keep signed contracts beyond 2–3 years.
🔑 If bureaus can’t produce proof → deletion is required by law.
🔑 Send 609 after they “verify” a dispute but don’t provide documentation.
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📜🔍 609 Power Letter – Force Proof or Delete It
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