Stop buying 💩. Here is a 🔑. When you see rich people try save money that means something big is about to happen. Companies do not fire people because they don’t like they. They do it to save money to spend it somewhere else. When you see an all time high market that mean it will come down. When it comes down that mean everything will be on sell. When it is on sell that’s when you buy everything half off. That nice car you wanted will be cheap. That nice house you wanted will be cheap. The business you wanted to start will be set up for you to buy a business instead of starting from scratch. Banks will only trust those with CASH. Poor people will loose the money will only go to the most responsible that will keep the money circulating. Don’t fall into the traps. Christmas can be once a year or it can be the rest of your life.