Strong datapoint for anyone building US business credit.
I applied for the Ramp card and got approved for a $22,000 credit limit in around 3 hours.
The process was much easier than I expected:
No VPN.
No document upload.
No complicated forms.
No long review.
No back-and-forth.
Just a simple application, and approval came through the same day.
One interesting point: Ramp approved me for exactly the amount I requested. I asked for $22,000, and that is what they gave me. Looking back, I probably should have asked for more.
Small regret there 🙂
And on top of the approval, they are also giving a $1,000 bonus gift.
My takeaway: if your business profile and banking activity are solid, don’t be too conservative with the limit you request.