Currently I'm on a mission to becoming Debt Free and building my Emergency Fund. I'm so happy to be here. October and November I did really well. December I did ok...as some "unexpected expenses" popped up but I did ok.
I have a spreadsheet keeping track of my budget. I use the snowball method.
Technically, at this rate, I'll be debt free in 2 years. But, I'm going to try my hardest to be done in 12 months (by the end of Dec 2026).
I haven't purchased the guide yet, but looking forward to seeing what I can learn here, experiences I can share, and encouragement to anyone else on their financial journey.
Again, thanks for the invite. :)
Eliza