65/90 CEO OF WEALTH: Retirement Is Not An Age, It's Cashflow
💜 Welcome
And community members, welcome to Day 65 of the 90 Day CEO of Wealth. Retirement is not an age, it's a cash flow. Who would have thought?
And I'm quite happy to be talking about this, because…It's not at some date on the calendar. You know, we know we have… there's an age when you can and you're entitled to a payment when you retire, but for me, I was forced into retirement 7 years early. And so, retirement isn't a date on the calendar, it's a guide.
It's the moment that your money works harder. than what you do.
That's what it does.
Because your cash flow is limited. Shift from labour to leverage.
And there's a lie most of us have been fed.
Retirement is a date, it's a birthday you wait for.
That's the only relevance that it has. And you count down the years like a deadline, and hope everything lines up by then.
But for me, it didn't.
And I know for many of you, there's been things that have happened that didn't line up either.
So, the raw truth is that you need to fill in your bones right now is retirement not in age.
Retirement is cash flow. It's the moment your money works harder than you do.
It's the day your systems, your assets, your leverage, all of it, continue producing while you're free to live fully.
Not tired, not hustling, not apologising for needing to rest.
If your retirement depends on you still showing up every day, you do not have a retirement.
You do not…You have basically another job with older bones.
And that is the hard part, because people try to save enough while continuing to sell their time for dollars, and we know that doesn't work.
They believe if they just earn more,
Then, late in life, it will fix the gap, but it doesn't. We know that. Things happen.
One partner gets sick, and you're using all your money to help them get well.
You know, having to retire early because of, um, health issues as it was for me.
But earning more without systems is only a band-aid. It's not…
It's not a problem solver.
The switch from labour to leverage? That's when things change.
It's not about working harder, it's about engineering income that compounds. multiplies, and continues without your constant presence. So, ask yourself,
Are you building income streams that live outside of your daily hours, or are you simply stacking more hours into an exhausted plan?
Because I know many of you, even working under the structure of that two-hour day plan. Many of you are still working so many hours. And it's exhausting.
This is a shift that separates survival from sovereignty, so…
It's important that we understand that.
And today, I want you to make one decision.
Move toward leverage.
One action that creates cash flow that does not require your hours.
It could be small, it could be bold, but it must be concrete.
🟣 And your action for today.
Choose one income, lever that you can start building this month.
Then take the first tangible step today. Examples might be something like,
Create a simple digital product or guide to outline it.
Set up a recurring subscription, or membership idea that you can just pop your business into it.
Set up an email system that is literally doing it all for you, sending it all out, and all you have to do is click a couple of buttons, and it's done. One something that compounds.
Automate a service, document a process somebody else could run. And it's all there in black and white. Invest a small amount into a passive vehicle, education first, then action or into a tool that will work for you so that you don't have to.
Draft a 30-day plan to turn one repeatable task into a system. Have a look at what you do on a daily basis, and how you do that build a document that you can copy and paste.
Write it down, and then do the smallest, real task that moves it forward within 60 days.
💜 And your power question for today.
If I start working tomorrow, which of my income streams would still pay me?
That's a scary question when you really think about it, and it's not one I ever had to ask myself until I was there.
And it's the same as if you… if there's two incomes coming in. If you lost your major income stream tomorrow, would you still be able to live the life and the lifestyle that you currently have?
Because 90% of you, the answer would be no.
And, then what one thing must you build today so that they all would continue to pay you.
Sit with that question until it changes how you act, because retirement is not future fantasy, it's an architectural decision that you make right now.
Building cash flow, build freedom, build a retirement that's not about age, but about life.
Again, retirement isn't a date on the calendar, it's the moment that your money starts working harder for you, you put them to work like an employee,
And you shift from labour to leverage.
Now let us know in the comments what one action, what was it that you found that you could create to be over and over copy and paste simple tasks.
And also, what was the… what was the answer to that question? I know for some of you, you're on your own, so if you lost your income, that's it. You're done.
You don't have another form of income, so what was that answer? And…
What are you doing now to make that happen? Such an important area to really think about.
Because…If you don't think about it now, before it happens, then it is an absolutely… an absolute train wreck when it happens.
I'm speaking from experience, so trust me when I say that.
Alright guys, talk to you soon. Thank you so much for being here.
Please make those comments underneath.
And let's continue to celebrate, everyone. I am excited to be bringing you this,
We've got a big announcement to make in the community in the next, um, few days.
Where, um, you know, this just might be able to help you expand.
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Donna Ferguson
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65/90 CEO OF WEALTH: Retirement Is Not An Age, It's Cashflow
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