We finally got started on our budgeting with Monarch. It’s been about 3 years since we’ve been consistent with a detailed monthly budget, and some of the numbers were eye opening. I am still getting used to the platform but I spent a good amount of time on it yesterday. I’m feeling pretty optimistic about reducing our spending with groceries and eating out, but with 2 full time working parents I know it won’t be easy.
If you’ve been on this journey, what are some other categories you have reduced spending in your budget? What was easiest and what was hardest?