14d • Credit Tips
Focus On Credit Limits
Your credit limits are super important.
Most people obsess over their score…But lenders care more about:
- Total available credit
- Utilization ratio
- Age of high-limit accounts
- Profile strength
Two people can both have a 700 score:
- Person A has $3,000 total limit
- Person B has $75,000 total limit
👉 Person B gets approved for bigger funding, lower interest, and better terms.
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Focus On Credit Limits
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