Another BIG WIN for our client!
π Credit Score Boosts:
- EQ: 555 (+53)
- TU: 558 (+25)
- EX: 562 (+58)
β¨ Total Items Deleted: 26
β
7 Hard Inquiries Removed (Experian)
β
5 Hard Inquiries Removed (Equifax)
β
9 Hard Inquiries Removed (TransUnion)
β
2 Personal Information Items Deleted
β
3 Late Payments Updated to Positive
π₯ Huge progress in just Round 1 β more deletions & score increases coming next!
These results came from a targeted first-round dispute strategy focused on inaccurate inquiries, outdated personal information, and late payment errors. By leveraging the protections of the Fair Credit Reporting Act (FCRA), we demanded that the bureaus verify or delete information that could not be properly validated. Our process combines strategic sequencing (starting with inquiries/personal info clean-up) and precision disputes to maximize deletion rates early on. This creates immediate score improvements while setting the foundation for tackling tougher items like charge-offs in the next rounds.