📝 Checklist: 5 Habits to Protect Your Credit

1️⃣ Pay on time ⏰ – Even one late payment can damage your score.

2️⃣ Keep balances low 💳 – Use less than 30% of your credit limit.

3️⃣ Check your reports 📄 – Review your credit reports regularly for errors.

4️⃣ Limit new accounts 🚫 – Too many new credit inquiries can hurt your score.

5️⃣ Build history 📈 – Keep older accounts open to show long-term responsibility.

✅ Small habits, big results! Protect your financial future by being consistent.

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