Most people are trying to fix their credit without knowing exactly what is hurting their score.
Your first assignment is simple:
Pull all 3 credit reports and review them carefully.
Look for:
• Collections
• Charge offs
• Late payments
• High credit card balances
• Hard inquiries
• Incorrect personal information
• Accounts you do not recognize
Do not focus only on the score. Your credit report tells the story behind the score.
Today’s action step:
Write down the top 3 items that may be holding your credit back.
A small amount of clarity can save you months of wasted time.
Inside the community, we break down how to review each section of your report and decide what to work on first.
Comment REPORT when you complete today’s assignment.