Most funding denials have nothing to do with your deal.
It’s usually credit + structure.
Quick checklist before you apply:
✅ 680+ personal score
✅ Under 30% utilization
✅ 2–3 active tradelines reporting
✅ Business bank account + EIN
✅ Correct real-estate NAICS
✅ Apply to credit unions first, not random banks
Funding is a process, not one application.
Order matters more than your score.
If you want a clear funding roadmap for deals this year, comment FUNDING and I’ll point you in the right direction.