Bring your student loans.
What most people arenāt telling you is this: you can request a hearingāand when you do, Iāll give you exactly what to say and how to attack it at the hearing level.
But hereās the part they really donāt want you to knowā¦Youāll almost never even make it to the hearing once my discovery letter is filed correctly.
Why? Because when theyāre forced to respond to lawful discovery, most servicers canāt produce whatās required, and that alone changes the entire leverage of your case.
If youāve got student loans and youāre ready to stop playing defense, this is where the strategy starts.
6PM EST