In my last post, I talked about investing 10K a year.
If that number feels out of reach, it helps to break it into smaller steps.
Instead of getting overwhelmed, you take action.
You decide to set aside just 27 dollars a day in a high-yield savings account.
That adds up to about 810 dollars a month.After a year, you’ve built a 10K emergency fund.
Once that safety net is in place, you redirect that same 27 dollars a day into low-cost index funds through a regular brokerage account.
Time passes. You stay consistent. You keep investing.
Over thirty years, with an average return of 8%, that daily habit can grow to around 1.2 million dollars.
That is what steady, simple, consistent money choices can do.