Ill-gotten treasures have no lasting value, but righteousness delivers from death." – Proverbs 10:2

You can chase the shortcuts. The quick fixes. The "add a tradeline and watch your score jump 100 points overnight" schemes.

But here's what Scripture already told us: anything built on shaky ground doesn't last.

I see it all the time—people who gamed the system, manipulated their credit, lied on applications. They got the loan. They got the

house. They got the car.And then it all collapsed.

Because credit built on deception isn't just risky—it's unsustainable. The foundation cracks. The payments become

unmanageable. The stress becomes unbearable.

Righteousness delivers from death.

That means doing it the right way actually protects you. Following federal law (FCRA, FDCPA) to dispute what's inaccurate? That's righteous. Building your credit through consistent payments and strategic accounts? That's righteous.

Learning financial literacy so you can maintain what you're building? That's righteous.And it lasts.

The homeownership you gain through honest credit repair? You get to keep it.

The business funding you qualify for through legitimate strategy? It grows The financial freedom you build through structure instead of

shortcuts? Nobody can take that from you.

Ill-gotten treasures have no lasting value.

But what you build the right way? That's generational.

So yeah, the process takes longer. The work is harder. But you're not just fixing your credit—you're building something that can't

be shaken.

And that's the difference between chasing a score and building a legacy.

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